The 2023 xuất hiện Enrollment Period (OEP) begins November 1, 2022, và ends January 15, 2023, in most states.

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The chart below shows the 2023 OEP dates for the states that use the federal ACA exchange. Coverage begins January 1. If you have a Special Enrollment Period, coverage will begin the first day of the month after you sign up. For example, if you sign up on February 15, your coverage will be effective March 1.

StatesFederal open Enrollment Period for 2023 Plans
AlabamaNovember 1, 2022 – January 15, 2023
AlaskaNovember 1, 2022 – January 15, 2023
ArizonaNovember 1, 2022 – January 15, 2023
ArkansasNovember 1, 2022 – January 15, 2023
DelawareNovember 1, 2022 – January 15, 2023
FloridaNovember 1, 2022 – January 15, 2023
GeorgiaNovember 1, 2022 – January 15, 2023
HawaiiNovember 1, 2022 – January 15, 2023
IllinoisNovember 1, 2022 – January 15, 2023
IndianaNovember 1, 2022 – January 15, 2023
IowaNovember 1, 2022 – January 15, 2023
KansasNovember 1, 2022 – January 15, 2023
LouisianaNovember 1, 2022 – January 15, 2023
MichiganNovember 1, 2022 – January 15, 2023
MississippiNovember 1, 2022 – January 15, 2023
MissouriNovember 1, 2022 – January 15, 2023
MontanaNovember 1, 2022 – January 15, 2023
NebraskaNovember 1, 2022 – January 15, 2023
New HampshireNovember 1, 2022 – January 15, 2023
North CarolinaNovember 1, 2022 – January 15, 2023
North DakotaNovember 1, 2022 – January 15, 2023
OhioNovember 1, 2022 – January 15, 2023
OklahomaNovember 1, 2022 – January 15, 2023
OregonNovember 1, 2022 – January 15, 2023
South CarolinaNovember 1, 2022 – January 15, 2023
South DakotaNovember 1, 2022 – January 15, 2023
TennesseeNovember 1, 2022 – January 15, 2023
TexasNovember 1, 2022 – January 15, 2023
UtahNovember 1, 2022 – January 15, 2023
VirginiaNovember 1, 2022 – January 15, 2023
West VirginiaNovember 1, 2022 – January 15, 2023
WisconsinNovember 1, 2022 – January 15, 2023
WyomingNovember 1, 2022 – January 15, 2023

Some states with their own ACA exchanges have different date ranges for the 2023 mở cửa Enrollment Period. The chart below shows the SEP & OEP dates for these states.

 

StateState xuất hiện Enrollment Period for 2023 Plans
CaliforniaTo Be Announced
Colorado1November 1, 2022 – January 15, 2023
Connecticut2November 1, 2022 – lớn Be Announced
IdahoTo Be Announced
KentuckyTo Be Announced
MaineTo Be Announced
Maryland3November 1, 2022 – January 15, 2023
Massachusetts4November 1, 2022 – January 23, 2023
Minnesota5November 1, 2022 – January 15, 2023
Nevada6November 1, 2022 – January 15, 2023
New Jersey7November 1, 2022 – January 31, 2023
New Mexico8November 1, 2022 – January 15, 2023
New YorkTo Be Announced
Pennsylvania9November 1, 2022 – January 15, 2023
Rhode IslandTo Be Announced
Vermont10November 1, 2022 – January 15, 2023
Washington DC*To Be Announced
WashingtonTo Be Announced
*In Washington, DC, residents can have coverage effective immediately. For example, if residents sign up by June 30, they can choose for their coverage lớn begin on either June 1 or July 1.

I Missed My State’s mở cửa Enrollment Deadline. Can I Still Get Healthcare Coverage?

If you missed the enrollment deadline in your state, it is still possible that you can qualify for a Special Enrollment Period (SEP) that will allow you lớn apply for health insurance. You can qualify for an SEP if you have experienced a qualifying life event. Qualifying life events can include:

The loss of health insurance through a job.Household changes such as marriage, divorce, a death in the family, or having a baby.A change in your trang chủ address.

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See a các mục of qualifying life events. You have 60 days lớn enroll in a plan, if you qualify for an SEP. But, if you miss that 60-day window, you will have khổng lồ wait until OEP lớn enroll in an individual health insurance policy for 2023.

If you missed the 2022 xuất hiện Enrollment Period in your state and you do not qualify for an SEP, you can apply for a short-term health insurance plan. Short-term health insurance coverage can be purchased outside of OEP for up khổng lồ 364 days, & you can reapply for short-term coverage for up to 36 months in most states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not cover pre-existing conditions like Affordable Care Act (ACA) plans.

If you do not qualify for an SEP và decide not to lớn apply for a short-term health plan, you will have lớn wait until mở cửa Enrollment 2023 begins in fall 2022.

anphukhanganchau.vn can help you determine whether you qualify for an SEP & find an individual health plan that meets your needs. Shop, compare, and enroll in a health plan online or gọi us at .